These words all relate to money, receipts, or expenditures. Monetary relates to actual money, coin, currency; as, the monetary system; a monetary transaction is one in which money is transferred. Pecuniary refers to that in which money is involved, but less directly; we speak of one's pecuniary affairs or interests, with no special reference to the handling of cash. Financial applies especially to governmental revenues or expenditures, or to private transactions of considerable moment; we speak of a pecuniary reward, a financial enterprise; we give a needy person pecuniary (not financial) assistance. It is common to speak of the fiscal rather than the financial year.